Citizens Bank Student Loan Refinance

About Citizens Bank

As the 13th biggest retail bank in America, Citizens Bank provides a full array of financial services. Citizens Bank is a private student leader in loan marketplace, with appealing investments choices for graduates, undergraduates, and parents that seek to help to make education more affordable for American pupils. With a team Education Finance Specialists, the firm is devoted to helping consumers locate the proper kind of student loan merchandise in their opinion.
Who should investigate student loans from Citizens Bank?

Pupils who possess a solid credit history or have creditworthy cosigners may find appealing alternatives from investigating private student loan from Citizens Bank, parents trying to find an alternative to the Federal Direct PLUS Loan could study Citizens Bank’s parent merchandise if trying to find a much more competitive short term choice.
Refinancing and consolidation of private and national student loans with an Instruction Refinance Loan® from Citizens Bank®1 /Citizens Bank Student Loan Refinance
Citizens Bank personal student loan customers have saved a mean of $1,644/yr2
5, 10, 15 and 20-year repayment term options
Automatic Payment Reduction: 0.25 percentage point interest rate decrease by authorizing our loan servicer to automatically deduct your payments each any bank account4
Cosigner Release: Co-signer might be released from loan obligation after making 36 consecutive, on-time principal and interest payments5
No application, disbursement or origination fees
Minimal Loan to Refinance: $10,000

Is student-loan right for me personally?
If you’ve been creating your student loan repayments on a monthly basis, but you nevertheless feel just like it’s going to take decades to pay away everything, your student-loan interest rates may be the issue.
More of your money can be utilized to reduce your debt, instead of paying off only your interest, when you can decrease your interest rates. Refinancing doesn’t ensure lower payments, but nevertheless, it might help you get a lower rate of interest and allow you to settle your loan faster.

Remember, however, refinancing your federal loans could mean giving up your particular borrower benefits like forbearance and deferment, loan forgiveness, and income-driven repayment plans.

Final Thoughts

Citizens Bank emerged as a leader in the private student loan business. They have even gone as far as to offer a credit especially for parents and provide some alternatives for different types of students. Along with their products, Citizens Bank has their customers’ best interests in your mind. On the Student Services section of their site, they offer many resources such as an Instruction a College Savings Goal Calculator, Refinance Loan Calculator, along with a Student Loan Calendar. Finally, Citizens Bank offers unparalleled 24/7 customer support and are prepared to answer your questions at any time.